One of the biggest problems tenants face when renting a property is not having a UK guarantor. This is a huge worry if you are not able to pay 6-12 months in advance to secure your property. Even if you do pay in advance, you may still need a UK guarantor. Whether you’re a student or working professional from the UK or abroad, Housing Hand can be your UK guarantor so that you can pay your rent monthly. Starting at just £295, our application process is simple. International tenants have to provide a UK guarantor for their rent. International tenants who are unable to provide a UK guarantor are required by the letting agent/landlord to pay 6 to 12 months of the rent up front, in order to secure the property.

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If you can’t provide a qualifying UK guarantor you may be asked to pay up to twelve months rent upfront. This can leave less bargaining power if something goes wrong in your accommodation. Housing Hand can be your guarantor leaving you to sit back, relax, and pay your rent monthly.


Finding out if you’re eligible for our UK guarantor service is fast and easy. If eligible you will receive a Guarantor Certificate which you can use today to help you find and secure a property. Got a question? Try our new Chat Bot or check out our Frequently Asked Questions (FAQs).


Apply in Minutes

Complete a free, no obligation online application form, starting by choosing whether you are a student or working professional.

Find a Property

We’ll check that your accommodation provider is happy to proceed.

Get A Quote

A free, quick and easy process that takes no time at all. Find out if you are eligible and get your own quote based on your details. Follow the link for more info on how to apply.

Pay Your Fee

Choose to pay your UK Guarantor fee in one payment OR split the fee across up to 8 months. You can do this either online via your login or over the phone.

You and your cosigner sign our contract

We email your contract to sign online, this is then automatically forwarded to your co-signer to sign online and then Housing Hand sign as well. Then we sort the rest with your accommodation provider, signing their guarantor form.


You’re covered and you can start thinking about decoration!

Student requirements for getting a GUARANTOR in Ireland?

If you are a UK or International Student, you will be asked to provide:

Working Professional requirements for getting a GUARANTOR to rent in Ireland?

If you are a Working Professional, you will be asked to provide:

Getting a guarantor for Rent - further information

For students, a proof of study can be any correspondence with your university such as an acceptance letter from or a student ID card. For working professionals, proof of income can be 3 months worth of bank statements or a monthly payslip. We can also accept four weekly payslips and if you have not started work yet, we can also accept a copy of your working contract. For example, if the monthly rent was £500, we would require the applicant to provide a payslip showing they earn at least £750 a month.

What is a co-signer?

A co-signer is a second point of contact for Housing Hand. They cannot be a student or be moving into the same property as the applicant signing the Housing Hand guarantor agreement. They are jointly liable for repaying Housing Hand should you default on your rent. In the instance you failed to pay your rent, we would attempt to contact you and arrange a suitable repayment plan. If we are unable to do so, or should the agreement be broken, your co-signer would then be contacted to pay what you owe. We do not conduct a credit check or require your co-signer to be a home-owner or resident in Ireland. Please note, on joint and several contracts, you and your cosigner are required to repay Housing Hand for housemates nonpayments that have have been made on your behalf.

What does a Cosigner need to supply?

 For a UK co-signer: Photographic ID (Passport, driver’s licence or national identification card) Proof of residential address (utility bill or bank statement showing name and address less than 3 months old) A National Insurance number.

For an international co-signer: Photographic ID (Passport, driver’s licence or national identification card) Proof of residential address (utility bill or bank statement with name and address less than 3 months old).

How much does the Rent Guarantor Service cost?

Housing Hand charges a one off fee paid at the start of your tenancy. Prices start from just £295 for up to 12 months cover but we also have an 8 month instalment plan to help reduce the upfront costs of moving into a new rental property. This starts at just £42 per month for 8 months and can start either before or at the start of the tenancy meaning you could be eligible to move in with just the first payment.

Our exact fee depends on several factors including your rent amount; you can get a free, no obligation quote by making an application! If you are a student the fee will be between 60-95 % of your share of the monthly rent, subject to a minimum of £295.

Help Centre

Need help? Visit our Help Centre

Help Centre

UK Rent Guarantor Service Reviews

covid-19 Update

Following the UK Governments guidance all Housing Hand staff are working remotely, we are still operating to our usual business hours: Monday to Friday – 9am to 6pm (GMT). 

We have set up a dedicated COVID-19 helpline to help answer any of your questions or queries, please call us on +44(0)207 205 2625 option 4.

Please stay safe!